Products

Combined and Package Policies

Packages may include; property damage, business interruption, theft, all risks, employers, public and products liability, money, goods in transit, book debts, personal accident.

Public and Products Liability

Public Liability Insurance covers you against any claims made against your business by a third party.  Product Liability Insurance covers you if you manufacture or supply goods and those goods cause injury or damage to a third party.

Professional Indemnity

Professional Indemnity Insurance policies cover businesses for claims made against them relating to professional negligence (errors or omissions) that have occurred in the provision of a service.  They also often extend to provide cover for libel and slander, malicious falsehood, passing of copyrights, breach of confidentiality, and negligent statement or actions.

Directors and Officers Liability

Directors and Officers Liability Insurance cover protects companies’ directors, officers and senior managers against claims arising from their decisions and actions taken whilst managing their business.

Residential and Commercial Property

Commercial / Residential Property Insurance is a vital form of cover – Insurance can cover buildings, contents, and loss of rent and/or alternative accommodation costs.  If there is any form of loan or mortgage secured on the property there is a often a contractual obligation to have Property Insurance in place.

Employment Practices Liability

Employment Practices Liability Insurance covers a business for claims made against it due to a complaint being made by an employee against the business.  These complaints can arise from unfair dismissal claims to claims of harassment.

Group Travel and/or Personal Accident

Group Travel and Personal Accident Insurance can provide a very cost effective means of delivering a wide range of travel Insurance covers for directors and employees who travel away on business, whether its just to the UK or on a world-wide basis.

Motor Fleet and Motor Trade

Motor Fleet Insurance is designed to cover fleets, comprising both cars and/or commercial vehicles.  Motor Trade Insurance is designed to cover bona-fide garages and is essential for anyone involved in the motor trade business, whether this is car sales, mechanical repairs or accident repairs.

Specialist Products for Trust Company Clients (Asset Protection)

If you are a Trust Professional, our Specialist Insurance Services for Trustees have been developed with the needs of the Offshore Trust Sector specifically in mind. Please see our Insurance for Trustees section.

Please Note

Commercial Insurance Products are available subject to Underwriters' terms, conditions and acceptance.  The above is a broad outline of some of the products that may be available.  Please contact us for information specific to your individual circumstances.