If you have a high value home then standard buildings and contents insurance is unlikely to extend to fully service your needs. You may be better placed to take out a High Value or High Net Worth insurance policy to ensure that you have your buildings, contents and valuables adequately insured.

High net worth insurance will provide the same insurance as you would get with a standard home insurance policy but will have enhanced benefits. These will include cover for any specialist items such as jewellery or memorabilia as well as increased limits on the standard areas of cover. The high net worth insurance policy is constructed to reflect the increased value of your home and valuables.

High net worth insurance can therefore be very extensive. The exact cover will vary across different Insurance products and your own specific needs.